Terms of Use
The terms and conditions applicable to the use of the Advnacedwealthllc.com/free website (the “Website”
or this “Site”) are set forth herein. Your use of this Site and/or participation in the Advanced Wealth and
Retirement Planning Concepts, LLC (each a “Promotion”), contests, or other promotions contained on or
available through this Site (collectively the “Promotion”) constitutes your acceptance of these terms and
conditions and will give rise to a binding contract between Advanced Wealth and Retirement Planning
Concepts, LLC (“We,” “Us,” or “Our”) and you (“You” or “User”), referred to below as this “Agreement.”
The Advancedwealthllc.com/free services provided on www.Advancedwealthllc.com/free (collectively, the
“Services”) are subject in all respects to this Agreement. These terms and conditions may be updated or
modified from time-to-time by Us in Our sole discretion.
By accessing and using the Services, You agree as follows: YOU ACKNOWLEDGE THAT YOU HAVE
READ AND UNDERSTAND THIS AGREEMENT, THE OFFICIAL RULES, THE PROMOTIONAL
OFFERS FACTS, AND OUR PRIVACY POLICY, ALL OF WHICH ARE INCORPORATED BY
REFERENCE HEREIN, AND EXPRESSLY AGREE TO AND CONSENT TO BE BOUND BY ALL OF
THE TERMS AND CONDITIONS CONTAINED HEREIN AND THEREIN. THIS AGREEMENT SHALL
HAVE THE SAME LEGAL FORCE AND EFFECT AS A WRITTEN DOCUMENT SIGNED BY YOU. ANY
USE OF THIS SITE BY YOU AFTER ANY AMENDMENTS OR MODIFICATIONS TO THESE TERMS
AND CONDITIONS SHALL CONSTITUTE YOUR ACCEPTANCE OF THE MOST CURRENT VERSION
OF THESE TERMS AND CONDITIONS AND THE AMENDMENT OF THE AGREEMENT BETWEEN
US TO INCORPORATE SUCH AMENDED TERMS AND CONDITIONS.
1. Licenses.
There is no fee payable by You for the privilege of using the Website and no purchase is necessary to
participate in the free offers or any other Promotion contained on or available through this Site. Your
access to this Site is pursuant to a free, limited, revocable and non-exclusive license from Us, which may
be modified, terminated, restricted or limited by Us at any time.
2. Accessibility.
You understand and agree that this Site may, at times, be inaccessible or inoperable for any reason,
including, but not limited to: (a) equipment or communications malfunctions; (b) periodic maintenance,
repairs or administrative reviews which We may undertake from time-to-time; or (c) causes beyond Our
control or which are not foreseeable by Us. We shall not be responsible or liable in any way to You or
anyone else due to or as a result of any such inaccessibility or inoperability.
3. Eligibility.
To use this Site or the Services, You must be a natural person, who is a legal resident of the United
States, is assigned the email address submitted with Your registration, and is otherwise eligible under the
Official Rules. In the event of any conflict between this Agreement and the Official Rules, the Official
Rules will control. See the Official Rules for details and additional information.
4. Equipment.
You are solely responsible for providing and maintaining all hardware, software, electrical and other
physical requirements for Your use of this Site, including, but not limited to, telecommunications and
internet access connections and links, web browsers or other equipment, compatibility, and all other
programs or services required to access and use this Site.
5. Use of Personal Information.
Any information concerning You or Your use of this Site or the Services or Your participation in the
promotion may be used by Us in accordance with and as set forth in the Privacy Policy and the Official
Rules. See the Privacy Policy and Official Rules for details and additional information.
6. Proprietary Rights.
All or portions of this Site are proprietary to Us and are protected by intellectual property laws and
treaties, including, but not limited to, copyright, trademark, service mark, trade secret and/or patent laws.
You agree to use this Site for Your own personal use only and shall not copy, duplicate, display, transmit,
distribute, modify, reverse engineer or prepare derivative works of all or any portion of this Site, or other
aspect of the Services or the Promotions, for any purpose unless We give You express written permission
to do so.
7. Rules for the Promotional Offers.
Any promotional entry opportunity made available through this Site may be governed by specific rules
that are separate from this Agreement. By participating in any such promotions , You will become subject
to those rules, which may vary from this Agreement set forth herein. We urge You to review any
applicable rules, which appear in connection with the particular offer in the Official Rules, and Privacy
Policy, which are incorporated by reference herein. See the Official Rules, and Privacy Policy for details
and additional information.
8. Privacy Policy.
We consider Your personal identifying information to be private. Your use of this Site or the Services
constitutes acceptance of Our policies and practices for the collection and use of personal identifying
information. Please see Our Privacy Policy for a summary of Our personal identifying information
collection and use policies and practices.
9. Online Purchases; Specific Programs; Other Terms and Conditions.
Additional notices, terms, and conditions may apply to the purchase of goods/services, participation in a
particular program, and/or to specific portions or features of any of the Site, all of which are made a part
of this Agreement by this reference. You agree to abide by such other notices, terms, and conditions,
including where applicable representing that you are of sufficient legal age to acquire a product or service
and/or use or participate in a program, service, or feature. If there is a conflict between this Agreement
and the terms posted for or applicable to a specific portion of the Site, including any areas to enable the
on-line purchase of items or for any program or service offered on or through the Site, the latter terms
shall control with respect to your use of that portion of the Site. Our obligations, if any, with respect to
services, programs, and/or products are governed solely by the terms, conditions, notices, and
agreements pursuant to which they are provided, and nothing on the Site should be construed to alter
such terms, conditions, notices, and agreements.
10. Password Policy.
Access to a Promotion on the Site may require you to use log in information consisting of an email
address and a password. During the registration process for this Site, you choose a unique sign-on
password to become a User of this Site and gain access to restricted areas of this Site. Only one User
can use each email address and corresponding password. Anyone with knowledge of both your email
address and password can gain access to the restricted portions of this Site. By using this Site, you agree
to keep your password secret. In particular, you agree to be solely responsible for the confidentiality and
use of your password as well as for any communication or interaction entered through the Site when
using your password. You will immediately notify Us if you become aware of any loss or theft of your
password or any unauthorized use of your password. We reserve the right to delete or change a
password at any time and for any reason.
12. Enforcing Security on this Site.
Actual or attempted unauthorized use of this Site may result in criminal and/or civil prosecution, including,
without limitation, punishment under the Computer Fraud and Abuse Act of 1986. We reserve the right to
view, monitor and record activity on this Site without notice or permission from You. Any information
obtained through such monitoring, reviewing or recording is subject to review by law enforcement
organizations in connection with investigation or prosecution of possible criminal activity on this Site. We
will comply with all court orders involving requests for such information.
13. Fraudulent Activity Policy
The Site strictly prohibits user fraud and abuse relating to access to and use of the Site or any Promotion
made available on the Site. In accessing the Site or participating in any Promotion, or any other activities,
products or services offered by or through the Site, you represent and warrant that: (a) all information you
supply is complete and accurate, (b) you are not acting in violation of any applicable laws, rule or
regulations or of this Agreement and (c) you will not circumvent or attempt to circumvent any provision
this Agreement or any security feature on the Site or engage in any activity that interrupts or attempts to
interrupt the operation of the Site.
Anyone who engages in, participates in or displays behavior that may be interpreted, in Our sole and
absolute discretion, as the use of unfair, improper or unauthorized methods or activities on the Site,
including (but not limited to) the opening and/or use of multiple accounts, the use of unauthorized or
altered software or hardware to assist play (including the use of bots, bot nets, collusion with bots and/or
use of gaming software or programs), accessing the Site from a foreign or otherwise ineligible location or
IP address, using automated technology, proxy servers or other means to conceal your identity,
intentionally poor play in certain games in order to achieve a broader competitive advantage, collusion
with other players or any other act or circumstance that unfairly alters your chance of winning, gives you
an unfair advantage, or constitutes the commission of fraud or harassment of other participants, posting
of objectionable material, any breach of this Agreement, any breach of the security of Your account or the
Site or any other activity that We, in our discretion, deem to be abusive (collectively, “Abuse”), shall be
subject to immediate sanction (as determined in Our sole and absolute discretion), including without
limitation: (1) your account may be terminated without notice and your access to the Site blocked; (2) any
entries submitted will not be valid and you will not be eligible to win; (3) any “winning” invalid entries will
be void and may report a losing result; (4) any prizes, winnings and any other representative of value (if
any) that you may otherwise have been entitled to receive shall be void and/or forfeited; and (5) any
prizes, winnings or representative of value already received by You shall be subject to disgorgement
and/or recoupment by the Site.
14. Digital Millennium Copyright Act Compliance
The Digital Millennium Copyright Act of 1998 (“DMCA”) provides recourse for copyright owners who
believe that material appearing on the Internet infringes their rights under U.S. copyright law. We reserve
the right to remove material on the Our Site which allegedly infringes another person’s copyright. If You
are a copyright owner or an agent thereof and believe that any content on this Site infringes upon Your
copyright, You may submit a notification pursuant to the DMCA by providing our Copyright Agent with the
following information in writing (see 17 U.S.C. 512(c)(3) for further detail):
· A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive
right that is allegedly infringed;
· Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on
this Site are covered by a single notification, a representative list of such works at that site;
· Identification of the material that is claimed to be infringing or to be the subject of infringing activity and
that is to be removed or access to which is to be disabled and information reasonably sufficient to permit
Us to locate the material;
· Information reasonably sufficient to permit Us to contact You, such as an address, telephone number,
and, if available, an electronic mail address;
· A statement that You have a good faith belief that use of the material in the manner complained of is not
authorized by the copyright owner, its agent, or the law; and
· A statement that the information in the notification is accurate, and under penalty of perjury, that You are
authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Our designated Copyright Agent to receive notification of claimed infringement is: Rhonda Green, 5757
W. Century Blvd #700, Los Angeles, CA 90045 310-348- Email:info@personalwealthadvisor.com. You
acknowledge that if You fail to comply with all the requirements of this ection 14, Your DMCA notice may
not be valid.
15. No Redistribution or Resale.
You agree not to sell, resell, lease, distribute, redistribute or exploit any portion of this Site for commercial
purposes.
16. No Interference or Circumvention.
You agree that You will not use, implement or employ, or directly or indirectly aid, encourage or solicit
anyone else to use, implement or employ, any automated or manual device, process or program
(including without limitation any robot, scripting, spider, spyware, adware, etc.) that is designed to or does
in fact: (a) monitor, observe, track, gather, collect, copy or transmit any of the content, data or user
information contained on this Site; (b) deliver promotional, advertising, marketing, commercial or non-
commercial material to Users (e.g. pop-up advertisements) without Our express written permission; or (c)
interfere, circumvent or encumber, or attempt to interfere, circumvent or encumber, the operation or
administration of this Site. or (d) make the Promotion incapable of running as planned for any reason,
including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures,
or any other cause beyond Our control which corrupts or affects the administration, security, fairness,
integrity or proper conduct of the Promotion, We reserve the right to terminate the online portion of the
Promotion.
17. Linking and Framing.
You agree not to bypass or attempt to bypass the home page of this Site and “deep link” to any other
page in this Site, or frame Our content within another website, or copy or use Our content in another
medium without Our express written permission.
18. Third Party Products/Services.
You acknowledge and agree that this Site may feature materials, products, and services provided by third
parties. We make no representations or warranties with respect to, nor do We guarantee or endorse the
quality, non-infringement, accuracy, completeness, timeliness, reliability or correct sequencing of such
third party materials, products and services, or any other materials, products and services which may be
accessed or acquire through such third party materials, products and services. We expressly disclaim
responsibility and liability for all third party materials, products and services contained on or accessed
through this Site.
19. Advertisers on this Site.
In Our sole discretion, We may post advertisements from and by third parties on this Site. Your
correspondence or any other dealings with advertisers found on this site are solely between You and
such advertiser. You agree that We shall not be responsible for any loss or damage of any sort incurred
as a result of any such dealings or as the result of the presence of such advertisers on this Site.
Moreover, We shall not be responsible or liable for the statements or conduct of any third party on this
Site.
20. Links to Other Sites.
We may provide links, in Our sole discretion, to other sites on the World Wide Web for Your convenience
in locating related information, products and services. These sites have not necessarily been reviewed by
Us and are maintained by third parties over which We exercise no control. Accordingly, We expressly
disclaim any responsibility for the content, materials, accuracy of the information and/or quality of
products or services provided by or advertised or on third party web sites. Moreover, these links do not
imply an endorsement with respect to any third party or any website or the products or services provided
by any third party.
21. Events Beyond Our Control.
You expressly absolve and release Us from any claim of harm resulting from a cause beyond Our control,
including, but not limited to, failure of electronic or mechanical equipment or communication lines,
telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors,
severe weather, earthquakes, or natural disasters, strikes, or other labor problems, wars or governmental
restrictions.
22. Representations and Warranties.
By using this Site, You represent and warrant the following: (a) You have the right, power and authority to
enter into and perform this Agreement; (b) any information that You provide when registering to use this
Site is accurate, truthful, reliable and current; (c) You have the legal right to submit any content provided
by You and no such submission or use of any such content by Us does or will violate the rights (including
intellectual property rights and the rights of privacy or publicity) of any third party, and (d) You will not use
Our Services or this Site or the Services to violate any federal, state and/or local law.
23. Disclaimer of Warranties.
THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
USE OF THIS SITE AND OUR SERVICE IS AT YOUR SOLE RISK. WE MAKE NO WARRANTIES,
INCLUDING, BUT NOT LIMITED TO: (A) ANY IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT; (B) THAT THE WEBSITE, THE
SERVICES OR THE PROMOTIONS WILL MEET YOUR REQUIREMENTS; (C) THAT THE WEBSITE
WILL BE SECURE, UNINTERRUPTED, ACCESSIBLE OR ERROR-FREE; AND/OR (D) THAT ANY
INFORMATION, DATA OR CONTENT OBTAINED FROM THE WEBSITE, THE SERVICES OR THE
PROMOTIONS WILL BE ACCURATE, RELIABLE, COMPLETE, TIMELY OR FREE FROM VIRUSES OR
OTHER FORMS OF DESTRUCTIVE CODE. NO ADVICE OR INFORMATION OBTAINED BY YOU
FROM US, WHETHER IN ORAL, WRITTEN OR ELECTRONIC FORM, RELATING TO YOUR USE OF
THIS SITE, THE SERVICES OR THE PROMOTIONS SHALL CREATE ANY WARRANTY NOT
EXPRESSLY STATED IN THIS AGREEMENT.
24. Limitation of Liability.
UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY
INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES FOR ANY MATTER
ARISING FROM OR RELATING TO THIS AGREEMENT, THE WEBSITE, THE SERVICES OR THE
PROMOTIONS, OR THE INTERNET GENERALLY, INCLUDING, BUT NOT LIMITED TO: (A) YOUR
USE OR INABILITY TO USE THE WEBSITE; (B) ANY CHANGES TO OR INACCESSIBILITY OF THE
WEBSITE; (C) ANY DELAY, FAILURE, UNAUTHORIZED ACCESS TO OR ALTERATION OF ANY
DATA OR ANY TRANSMISSION OF DATA; (D) ANY CONTENT OR DATA TRANSMITTED OR
RECEIVED (OR NOT TRANSMITTED OR RECEIVED) BY/FROM YOU; AND/OR (E) ANY CONTENT
OR DATA FROM A THIRD PERSON ACCESSED ON OR THROUGH THE WEBSITE, THE SERVICE
OR THE PROMOTIONS; WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF CONTRACT,
TORT OR OTHERWISE. SOME STATES PROHIBIT THE EXCLUSION OR LIMITATION OF
INCIDENTAL OR CONSEQUENTIAL DAMAGES, THUS THIS LIMITATION OF LIABILITY MAY NOT
APPLY (IN WHOLE OR IN PART) TO YOU.
25. Reliance upon Limitations.
The parties acknowledge that they have entered into this Agreement in reliance upon the limitations of
liability and the disclaimer of warranties and damages as set forth herein, and that the same form an
essential basis of the bargain between the parties. The parties agree that the limitation and exclusions of
liability and disclaimers specified in this Agreement will survive and apply even if found to have failed of
their essential purpose.
26. Indemnification.
You agree to indemnify, hold harmless and defend Us, Our shareholders, directors, employees and
agents from and against any action, cause, claim, damage, debt, demand or liability, including reasonable
costs and attorney’s fees, asserted by any person or entity, arising out of or relating to: (a) this Agreement
and/or any breach or alleged or threatened breach by You; (b) Your use of the Website, the Services or
the Promotions, including any data, content or material transmitted or received by You; (c) any
unacceptable or objectionable use of the Website, the Services or the Promotions by You; (d) any
negligent or willful misconduct by You.
27. Integration and Conflicting Terms.
This Agreement, including the Official Rules, the Promotion Facts and the Privacy Policy as referenced
herein, constitutes the complete and exclusive agreement between You and Us with respect to use of this
Site and supersedes any and all prior or contemporaneous communications, representations, statements,
agreements and understandings, whether in oral, written or electronic form, between You and Us
concerning the use of this Site, the Services and the Promotions. This Agreement, the Official Rules, the
Promotion Facts and the Privacy Policy shall be construed as consistent with each other whenever
possible, but if such construction is unreasonable due to conflicting terms, the terms of the Official Rules
shall control over all others. The Privacy Policy and the rest of this Agreement shall be construed as
consistent with each other whenever possible, but if such construction is unreasonable due to conflicting
terms, the terms of the Privacy Policy shall control over the rest of this Agreement.
28. Modification and Amendment.
We have the right at any time or from time to time to modify or amend the terms and conditions of this
Agreement, in which case this Site will display such changes, which will be Your only notification of any
such change. Any use of the Services by You after such notification shall constitute Your acceptance of
the modified or amended terms. No modification made by You shall be binding upon Us unless it is made
in writing and signed by Us.
29. Force Majeure.
If the performance of any part of this Agreement by Us is prevented, hindered, delayed or otherwise
made impracticable by reason of any flood, riot, fire, judicial or governmental action, labor disputes, act of
God or any other cause or causes beyond our control, We shall be excused to the extent that We are
prevented, hindered or delayed by such cause or causes. In the event of such circumstances which
hinder or delay Our performance, We will, if possible, attempt to post this information on this Site.
30. Severability.
If any one or more of the provisions contained in this Agreement or the Official Rules shall for any reason
be found to be invalid, illegal or unenforceable in any respect, said finding shall not affect the remaining
provisions, which shall be enforceable to the fullest extent permitted by law, provided that such severance
does not alter the fundamental benefit of the bargain to either party.
31. Waiver.
If any one or more of the provisions contained in this Agreement or the Official Rules shall for any reason
be found to be invalid, illegal, or unenforceable in any respect, said finding shall not affect the remaining
provisions, which shall be enforceable to the fullest extent permitted by law.
32. Governing Law, Forum, and Arbitration.
This Agreement is made in, and shall be governed by, the laws of the State of Texas, excluding its
conflicts-of-law principles. You agree that in the event of any dispute which arises between the parties
relating to this Agreement which the parties are unable to resolve, said dispute shall be submitted solely
and exclusively to arbitration pursuant to the commercial arbitration rules of the American Arbitration
Association. Said dispute shall be submitted individually by You, and shall not be subject to any class
action status. You hereby waive any and all rights to claim punitive, incidental or consequential damages,
attorney’s fees and costs and/or the right to have any actual damages multiplied or increased for any
reason. You agree that the only damages to which You will be entitled shall be Your actual damages
associated with this Agreement. Said arbitration shall occur exclusively in the city and county of Texas. All
lawsuits, causes-of-action, disputes or other proceedings not subject to arbitration as a matter of law, if
any, shall be brought exclusively in the state or federal courts located in the city and county of Texas
and You hereby irrevocably submit and consent to the personal jurisdiction of such courts and
waive any objections in the nature of inconvenient forum.
33. Remedies.
In order to avoid irreparable injury to Us, in the event of any breach or threatened breach by You of the
provisions of this Agreement, We shall be entitled to seek an injunction and/or other equitable relief
restraining such breach. Nothing in this Agreement shall be construed as prohibiting Us from pursuing
any other remedies available to Us for such breach or threatened breach, including the recovery of
monetary damages from You.
34. No Third Party Beneficiaries.
No provision of this Agreement is intended to create, or creates, any rights in or benefits to any third
party.
35. Notice.
All notice relating to this Site, the Services, the Promotions or Your use of any thereof shall be deemed to
be delivered when displayed on this Site. All notices to Us shall be sent via first class mail or other
nationally recognized courier to: Advanced Wealth and Retirement Planning Concepts, LLC. 2425 W.
Loop South, Suite #200, Houston, TX
36. Survivability.
The respective rights and obligations of the parties, if any, pursuant to Sections 22 through 26, inclusive,
Sections 32 and 33, and as otherwise provided elsewhere in this Agreement, shall survive any
termination or expiration of this Agreement.
37. Neutral document.
No provision of this Agreement, the Official Rules, the Promotion Facts or the Privacy Policy shall be
interpreted or construed against Us because We were the drafter thereof and shall be interpreted in a
neutral manner.
38. Headings and Order.
The headings and sequential order of the sections contained in this Agreement are for convenience or
reference only and shall have no substantive or procedural effects in construing the provisions of this
Agreement.