Terms of Use

The terms and conditions applicable to the use of the Advnacedwealthllc.com/free website (the “Website”

or this “Site”) are set forth herein. Your use of this Site and/or participation in the Advanced Wealth and

Retirement Planning Concepts, LLC (each a “Promotion”), contests, or other promotions contained on or

available through this Site (collectively the “Promotion”) constitutes your acceptance of these terms and

conditions and will give rise to a binding contract between Advanced Wealth and Retirement Planning

Concepts, LLC (“We,” “Us,” or “Our”) and you (“You” or “User”), referred to below as this “Agreement.”

The Advancedwealthllc.com/free services provided on www.Advancedwealthllc.com/free (collectively, the

“Services”) are subject in all respects to this Agreement. These terms and conditions may be updated or

modified from time-to-time by Us in Our sole discretion.

By accessing and using the Services, You agree as follows: YOU ACKNOWLEDGE THAT YOU HAVE

READ AND UNDERSTAND THIS AGREEMENT, THE OFFICIAL RULES, THE PROMOTIONAL

OFFERS FACTS, AND OUR PRIVACY POLICY, ALL OF WHICH ARE INCORPORATED BY

REFERENCE HEREIN, AND EXPRESSLY AGREE TO AND CONSENT TO BE BOUND BY ALL OF

THE TERMS AND CONDITIONS CONTAINED HEREIN AND THEREIN. THIS AGREEMENT SHALL

HAVE THE SAME LEGAL FORCE AND EFFECT AS A WRITTEN DOCUMENT SIGNED BY YOU. ANY

USE OF THIS SITE BY YOU AFTER ANY AMENDMENTS OR MODIFICATIONS TO THESE TERMS

AND CONDITIONS SHALL CONSTITUTE YOUR ACCEPTANCE OF THE MOST CURRENT VERSION

OF THESE TERMS AND CONDITIONS AND THE AMENDMENT OF THE AGREEMENT BETWEEN

US TO INCORPORATE SUCH AMENDED TERMS AND CONDITIONS.

1. Licenses.

There is no fee payable by You for the privilege of using the Website and no purchase is necessary to

participate in the free offers or any other Promotion contained on or available through this Site. Your

access to this Site is pursuant to a free, limited, revocable and non-exclusive license from Us, which may

be modified, terminated, restricted or limited by Us at any time.

2. Accessibility.

You understand and agree that this Site may, at times, be inaccessible or inoperable for any reason,

including, but not limited to: (a) equipment or communications malfunctions; (b) periodic maintenance,

repairs or administrative reviews which We may undertake from time-to-time; or (c) causes beyond Our

control or which are not foreseeable by Us. We shall not be responsible or liable in any way to You or

anyone else due to or as a result of any such inaccessibility or inoperability.

3. Eligibility.

To use this Site or the Services, You must be a natural person, who is a legal resident of the United

States, is assigned the email address submitted with Your registration, and is otherwise eligible under the

Official Rules. In the event of any conflict between this Agreement and the Official Rules, the Official

Rules will control. See the Official Rules for details and additional information.

4. Equipment.

You are solely responsible for providing and maintaining all hardware, software, electrical and other

physical requirements for Your use of this Site, including, but not limited to, telecommunications and

internet access connections and links, web browsers or other equipment, compatibility, and all other

programs or services required to access and use this Site.

5. Use of Personal Information.

Any information concerning You or Your use of this Site or the Services or Your participation in the

promotion may be used by Us in accordance with and as set forth in the Privacy Policy and the Official

Rules. See the Privacy Policy and Official Rules for details and additional information.

6. Proprietary Rights.

All or portions of this Site are proprietary to Us and are protected by intellectual property laws and

treaties, including, but not limited to, copyright, trademark, service mark, trade secret and/or patent laws.

You agree to use this Site for Your own personal use only and shall not copy, duplicate, display, transmit,

distribute, modify, reverse engineer or prepare derivative works of all or any portion of this Site, or other

aspect of the Services or the Promotions, for any purpose unless We give You express written permission

to do so.

7. Rules for the Promotional Offers. 

Any promotional entry opportunity made available through this Site may be governed by specific rules

that are separate from this Agreement. By participating in any such promotions , You will become subject

to those rules, which may vary from this Agreement set forth herein. We urge You to review any

applicable rules, which appear in connection with the particular offer in the Official Rules, and Privacy

Policy, which are incorporated by reference herein. See the Official Rules, and Privacy Policy for details

and additional information.

8. Privacy Policy. 

We consider Your personal identifying information to be private. Your use of this Site or the Services

constitutes acceptance of Our policies and practices for the collection and use of personal identifying

information. Please see Our Privacy Policy for a summary of Our personal identifying information

collection and use policies and practices.

9. Online Purchases; Specific Programs; Other Terms and Conditions.

Additional notices, terms, and conditions may apply to the purchase of goods/services, participation in a

particular program, and/or to specific portions or features of any of the Site, all of which are made a part

of this Agreement by this reference. You agree to abide by such other notices, terms, and conditions,

including where applicable representing that you are of sufficient legal age to acquire a product or service

and/or use or participate in a program, service, or feature. If there is a conflict between this Agreement

and the terms posted for or applicable to a specific portion of the Site, including any areas to enable the

on-line purchase of items or for any program or service offered on or through the Site, the latter terms

shall control with respect to your use of that portion of the Site. Our obligations, if any, with respect to

services, programs, and/or products are governed solely by the terms, conditions, notices, and

agreements pursuant to which they are provided, and nothing on the Site should be construed to alter

such terms, conditions, notices, and agreements.

10. Password Policy.

Access to a Promotion on the Site may require you to use log in information consisting of an email

address and a password. During the registration process for this Site, you choose a unique sign-on

password to become a User of this Site and gain access to restricted areas of this Site. Only one User

can use each email address and corresponding password. Anyone with knowledge of both your email

address and password can gain access to the restricted portions of this Site. By using this Site, you agree

to keep your password secret. In particular, you agree to be solely responsible for the confidentiality and

use of your password as well as for any communication or interaction entered through the Site when

using your password. You will immediately notify Us if you become aware of any loss or theft of your

password or any unauthorized use of your password. We reserve the right to delete or change a

password at any time and for any reason.

12. Enforcing Security on this Site.

Actual or attempted unauthorized use of this Site may result in criminal and/or civil prosecution, including,

without limitation, punishment under the Computer Fraud and Abuse Act of 1986. We reserve the right to

view, monitor and record activity on this Site without notice or permission from You. Any information

obtained through such monitoring, reviewing or recording is subject to review by law enforcement

organizations in connection with investigation or prosecution of possible criminal activity on this Site. We

will comply with all court orders involving requests for such information.

13. Fraudulent Activity Policy

The Site strictly prohibits user fraud and abuse relating to access to and use of the Site or any Promotion

made available on the Site. In accessing the Site or participating in any Promotion, or any other activities,

products or services offered by or through the Site, you represent and warrant that: (a) all information you

supply is complete and accurate, (b) you are not acting in violation of any applicable laws, rule or

regulations or of this Agreement and (c) you will not circumvent or attempt to circumvent any provision

this Agreement or any security feature on the Site or engage in any activity that interrupts or attempts to

interrupt the operation of the Site.

Anyone who engages in, participates in or displays behavior that may be interpreted, in Our sole and

absolute discretion, as the use of unfair, improper or unauthorized methods or activities on the Site,

including (but not limited to) the opening and/or use of multiple accounts, the use of unauthorized or

altered software or hardware to assist play (including the use of bots, bot nets, collusion with bots and/or

use of gaming software or programs), accessing the Site from a foreign or otherwise ineligible location or

IP address, using automated technology, proxy servers or other means to conceal your identity,

intentionally poor play in certain games in order to achieve a broader competitive advantage, collusion

with other players or any other act or circumstance that unfairly alters your chance of winning, gives you

an unfair advantage, or constitutes the commission of fraud or harassment of other participants, posting

of objectionable material, any breach of this Agreement, any breach of the security of Your account or the

Site or any other activity that We, in our discretion, deem to be abusive (collectively, “Abuse”), shall be

subject to immediate sanction (as determined in Our sole and absolute discretion), including without

limitation: (1) your account may be terminated without notice and your access to the Site blocked; (2) any

entries submitted will not be valid and you will not be eligible to win; (3) any “winning” invalid entries will

be void and may report a losing result; (4) any prizes, winnings and any other representative of value (if

any) that you may otherwise have been entitled to receive shall be void and/or forfeited; and (5) any

prizes, winnings or representative of value already received by You shall be subject to disgorgement

and/or recoupment by the Site.

14. Digital Millennium Copyright Act Compliance

The Digital Millennium Copyright Act of 1998 (“DMCA”) provides recourse for copyright owners who

believe that material appearing on the Internet infringes their rights under U.S. copyright law. We reserve

the right to remove material on the Our Site which allegedly infringes another person’s copyright. If You

are a copyright owner or an agent thereof and believe that any content on this Site infringes upon Your

copyright, You may submit a notification pursuant to the DMCA by providing our Copyright Agent with the

following information in writing (see 17 U.S.C. 512(c)(3) for further detail):

· A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive

right that is allegedly infringed;

· Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on

this Site are covered by a single notification, a representative list of such works at that site;

· Identification of the material that is claimed to be infringing or to be the subject of infringing activity and

that is to be removed or access to which is to be disabled and information reasonably sufficient to permit

Us to locate the material;

· Information reasonably sufficient to permit Us to contact You, such as an address, telephone number,

and, if available, an electronic mail address;

· A statement that You have a good faith belief that use of the material in the manner complained of is not

authorized by the copyright owner, its agent, or the law; and

· A statement that the information in the notification is accurate, and under penalty of perjury, that You are

authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Our designated Copyright Agent to receive notification of claimed infringement is: Rhonda Green, 5757

W. Century Blvd #700, Los Angeles, CA 90045 310-348- Email:info@personalwealthadvisor.com. You

acknowledge that if You fail to comply with all the requirements of this ection 14, Your DMCA notice may

not be valid.

15. No Redistribution or Resale.

You agree not to sell, resell, lease, distribute, redistribute or exploit any portion of this Site for commercial

purposes.

16. No Interference or Circumvention.

You agree that You will not use, implement or employ, or directly or indirectly aid, encourage or solicit

anyone else to use, implement or employ, any automated or manual device, process or program

(including without limitation any robot, scripting, spider, spyware, adware, etc.) that is designed to or does

in fact: (a) monitor, observe, track, gather, collect, copy or transmit any of the content, data or user

information contained on this Site; (b) deliver promotional, advertising, marketing, commercial or non-

commercial material to Users (e.g. pop-up advertisements) without Our express written permission; or (c)

interfere, circumvent or encumber, or attempt to interfere, circumvent or encumber, the operation or

administration of this Site. or (d) make the Promotion incapable of running as planned for any reason,

including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures,

or any other cause beyond Our control which corrupts or affects the administration, security, fairness,

integrity or proper conduct of the Promotion, We reserve the right to terminate the online portion of the

Promotion.

17. Linking and Framing.

You agree not to bypass or attempt to bypass the home page of this Site and “deep link” to any other

page in this Site, or frame Our content within another website, or copy or use Our content in another

medium without Our express written permission.

18. Third Party Products/Services.

You acknowledge and agree that this Site may feature materials, products, and services provided by third

parties. We make no representations or warranties with respect to, nor do We guarantee or endorse the

quality, non-infringement, accuracy, completeness, timeliness, reliability or correct sequencing of such

third party materials, products and services, or any other materials, products and services which may be

accessed or acquire through such third party materials, products and services. We expressly disclaim

responsibility and liability for all third party materials, products and services contained on or accessed

through this Site.

19. Advertisers on this Site. 

In Our sole discretion, We may post advertisements from and by third parties on this Site. Your

correspondence or any other dealings with advertisers found on this site are solely between You and

such advertiser. You agree that We shall not be responsible for any loss or damage of any sort incurred

as a result of any such dealings or as the result of the presence of such advertisers on this Site.

Moreover, We shall not be responsible or liable for the statements or conduct of any third party on this

Site.

20. Links to Other Sites.

We may provide links, in Our sole discretion, to other sites on the World Wide Web for Your convenience

in locating related information, products and services. These sites have not necessarily been reviewed by

Us and are maintained by third parties over which We exercise no control. Accordingly, We expressly

disclaim any responsibility for the content, materials, accuracy of the information and/or quality of

products or services provided by or advertised or on third party web sites. Moreover, these links do not

imply an endorsement with respect to any third party or any website or the products or services provided

by any third party.

21. Events Beyond Our Control.

You expressly absolve and release Us from any claim of harm resulting from a cause beyond Our control,

including, but not limited to, failure of electronic or mechanical equipment or communication lines,

telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors,

severe weather, earthquakes, or natural disasters, strikes, or other labor problems, wars or governmental

restrictions.

22. Representations and Warranties.

By using this Site, You represent and warrant the following: (a) You have the right, power and authority to

enter into and perform this Agreement; (b) any information that You provide when registering to use this

Site is accurate, truthful, reliable and current; (c) You have the legal right to submit any content provided

by You and no such submission or use of any such content by Us does or will violate the rights (including

intellectual property rights and the rights of privacy or publicity) of any third party, and (d) You will not use

Our Services or this Site or the Services to violate any federal, state and/or local law.

23. Disclaimer of Warranties.

THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

USE OF THIS SITE AND OUR SERVICE IS AT YOUR SOLE RISK. WE MAKE NO WARRANTIES,

INCLUDING, BUT NOT LIMITED TO: (A) ANY IMPLIED WARRANTIES OF MERCHANTABILITY,

FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT; (B) THAT THE WEBSITE, THE

SERVICES OR THE PROMOTIONS WILL MEET YOUR REQUIREMENTS; (C) THAT THE WEBSITE

WILL BE SECURE, UNINTERRUPTED, ACCESSIBLE OR ERROR-FREE; AND/OR (D) THAT ANY

INFORMATION, DATA OR CONTENT OBTAINED FROM THE WEBSITE, THE SERVICES OR THE

PROMOTIONS WILL BE ACCURATE, RELIABLE, COMPLETE, TIMELY OR FREE FROM VIRUSES OR

OTHER FORMS OF DESTRUCTIVE CODE. NO ADVICE OR INFORMATION OBTAINED BY YOU

FROM US, WHETHER IN ORAL, WRITTEN OR ELECTRONIC FORM, RELATING TO YOUR USE OF

THIS SITE, THE SERVICES OR THE PROMOTIONS SHALL CREATE ANY WARRANTY NOT

EXPRESSLY STATED IN THIS AGREEMENT.

24. Limitation of Liability.

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY

INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES FOR ANY MATTER

ARISING FROM OR RELATING TO THIS AGREEMENT, THE WEBSITE, THE SERVICES OR THE

PROMOTIONS, OR THE INTERNET GENERALLY, INCLUDING, BUT NOT LIMITED TO: (A) YOUR

USE OR INABILITY TO USE THE WEBSITE; (B) ANY CHANGES TO OR INACCESSIBILITY OF THE

WEBSITE; (C) ANY DELAY, FAILURE, UNAUTHORIZED ACCESS TO OR ALTERATION OF ANY

DATA OR ANY TRANSMISSION OF DATA; (D) ANY CONTENT OR DATA TRANSMITTED OR

RECEIVED (OR NOT TRANSMITTED OR RECEIVED) BY/FROM YOU; AND/OR (E) ANY CONTENT

OR DATA FROM A THIRD PERSON ACCESSED ON OR THROUGH THE WEBSITE, THE SERVICE

OR THE PROMOTIONS; WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF CONTRACT,

TORT OR OTHERWISE. SOME STATES PROHIBIT THE EXCLUSION OR LIMITATION OF

INCIDENTAL OR CONSEQUENTIAL DAMAGES, THUS THIS LIMITATION OF LIABILITY MAY NOT

APPLY (IN WHOLE OR IN PART) TO YOU.

25. Reliance upon Limitations.

The parties acknowledge that they have entered into this Agreement in reliance upon the limitations of

liability and the disclaimer of warranties and damages as set forth herein, and that the same form an

essential basis of the bargain between the parties. The parties agree that the limitation and exclusions of

liability and disclaimers specified in this Agreement will survive and apply even if found to have failed of

their essential purpose.

26. Indemnification.

You agree to indemnify, hold harmless and defend Us, Our shareholders, directors, employees and

agents from and against any action, cause, claim, damage, debt, demand or liability, including reasonable

costs and attorney’s fees, asserted by any person or entity, arising out of or relating to: (a) this Agreement

and/or any breach or alleged or threatened breach by You; (b) Your use of the Website, the Services or

the Promotions, including any data, content or material transmitted or received by You; (c) any

unacceptable or objectionable use of the Website, the Services or the Promotions by You; (d) any

negligent or willful misconduct by You.

27. Integration and Conflicting Terms.

This Agreement, including the Official Rules, the Promotion Facts and the Privacy Policy as referenced

herein, constitutes the complete and exclusive agreement between You and Us with respect to use of this

Site and supersedes any and all prior or contemporaneous communications, representations, statements,

agreements and understandings, whether in oral, written or electronic form, between You and Us

concerning the use of this Site, the Services and the Promotions. This Agreement, the Official Rules, the

Promotion Facts and the Privacy Policy shall be construed as consistent with each other whenever

possible, but if such construction is unreasonable due to conflicting terms, the terms of the Official Rules

shall control over all others. The Privacy Policy and the rest of this Agreement shall be construed as

consistent with each other whenever possible, but if such construction is unreasonable due to conflicting

terms, the terms of the Privacy Policy shall control over the rest of this Agreement.

28. Modification and Amendment.

We have the right at any time or from time to time to modify or amend the terms and conditions of this

Agreement, in which case this Site will display such changes, which will be Your only notification of any

such change. Any use of the Services by You after such notification shall constitute Your acceptance of

the modified or amended terms. No modification made by You shall be binding upon Us unless it is made

in writing and signed by Us.

29. Force Majeure.

If the performance of any part of this Agreement by Us is prevented, hindered, delayed or otherwise

made impracticable by reason of any flood, riot, fire, judicial or governmental action, labor disputes, act of

God or any other cause or causes beyond our control, We shall be excused to the extent that We are

prevented, hindered or delayed by such cause or causes. In the event of such circumstances which

hinder or delay Our performance, We will, if possible, attempt to post this information on this Site.

30. Severability.

If any one or more of the provisions contained in this Agreement or the Official Rules shall for any reason

be found to be invalid, illegal or unenforceable in any respect, said finding shall not affect the remaining

provisions, which shall be enforceable to the fullest extent permitted by law, provided that such severance

does not alter the fundamental benefit of the bargain to either party.

31. Waiver.

If any one or more of the provisions contained in this Agreement or the Official Rules shall for any reason

be found to be invalid, illegal, or unenforceable in any respect, said finding shall not affect the remaining

provisions, which shall be enforceable to the fullest extent permitted by law.

32. Governing Law, Forum, and Arbitration. 

This Agreement is made in, and shall be governed by, the laws of the State of Texas, excluding its

conflicts-of-law principles. You agree that in the event of any dispute which arises between the parties

relating to this Agreement which the parties are unable to resolve, said dispute shall be submitted solely

and exclusively to arbitration pursuant to the commercial arbitration rules of the American Arbitration

Association. Said dispute shall be submitted individually by You, and shall not be subject to any class

action status. You hereby waive any and all rights to claim punitive, incidental or consequential damages,

attorney’s fees and costs and/or the right to have any actual damages multiplied or increased for any

reason. You agree that the only damages to which You will be entitled shall be Your actual damages

associated with this Agreement. Said arbitration shall occur exclusively in the city and county of Texas. All

lawsuits, causes-of-action, disputes or other proceedings not subject to arbitration as a matter of law, if

any, shall be brought exclusively in the state or federal courts located in the city and county of Texas

and You hereby irrevocably submit and consent to the personal jurisdiction of such courts and

waive any objections in the nature of inconvenient forum.

33. Remedies. 

In order to avoid irreparable injury to Us, in the event of any breach or threatened breach by You of the

provisions of this Agreement, We shall be entitled to seek an injunction and/or other equitable relief

restraining such breach. Nothing in this Agreement shall be construed as prohibiting Us from pursuing

any other remedies available to Us for such breach or threatened breach, including the recovery of

monetary damages from You.

34. No Third Party Beneficiaries. 

No provision of this Agreement is intended to create, or creates, any rights in or benefits to any third

party.

35. Notice.

All notice relating to this Site, the Services, the Promotions or Your use of any thereof shall be deemed to

be delivered when displayed on this Site. All notices to Us shall be sent via first class mail or other

nationally recognized courier to: Advanced Wealth and Retirement Planning Concepts, LLC. 2425 W.

Loop South, Suite #200, Houston, TX

36. Survivability. 

The respective rights and obligations of the parties, if any, pursuant to Sections 22 through 26, inclusive,

Sections 32 and 33, and as otherwise provided elsewhere in this Agreement, shall survive any

termination or expiration of this Agreement.

37. Neutral document.

No provision of this Agreement, the Official Rules, the Promotion Facts or the Privacy Policy shall be

interpreted or construed against Us because We were the drafter thereof and shall be interpreted in a

neutral manner.

38. Headings and Order.

The headings and sequential order of the sections contained in this Agreement are for convenience or

reference only and shall have no substantive or procedural effects in construing the provisions of this

Agreement.